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Elegant Jewellery Terms

Terms & Conditionsनियम एवं शर्तें

Premium Jewellery Saving Scheme, Gold SIP, Referral Income Program & Customer Agreement Details.

Terms & Conditions

ELEGANT "THE MIDAS TOUCH"

Purity Ka Atoot Vishwas, Aapke Sath

Elegant "The Midas Touch" is a premium jewellery showroom and Digital Gold SIP platform. Customers can save daily, weekly or monthly and later purchase certified gold, silver and diamond jewellery with exclusive benefits.

Online Shopping

Browse jewellery, add to cart and shop securely from home.

Daily Live Rates

Check live and accurate gold & silver market rates anytime.

Digital Gold SIP

Daily, weekly and monthly saving plans for customers.

Referral Income

Earn commission by referring new customers.

Branch Opportunity

Become Elegant Branch Incharge in your local area.

Secure Records

App balance, SMS records and secure digital tracking.

Account Holder Benefits

CategoryNormal CustomerElegant SIP Holder
🥇 GOLD12% - 15% Making ChargeOnly 6% Making Charge
🥈 SILVERMarket Rate + Making Charge5% OFF + 0% Making Charge
🥉 DIAMONDNo Discount25% - 30% OFF
🏥 Medical BenefitsRegular Charges10% - 20% OFF on Medical Reports & Health Checkups

Important Note: Benefits, discounts, and offers may vary from branch to branch. Medical, Gold, Silver, and Diamond benefits are subject to the participating branch's policies and partner availability.

Legal Terms

Legal Status

Elegant is not a bank, financial institution or RBI registered chit-fund company. This scheme is only a jewellery savings & purchase program.

Scheme Duration

The plan duration is 180 days. Customers must regularly deposit installments according to selected plan.

No Cash Refund

Deposited money can only be used for jewellery purchase. No cash refund or interest will be provided.

Offer Eligibility

Special offers are applicable only after successful completion of all installments.

Premature Closure

If account is closed before maturity, customer will receive jewellery equal to deposited amount without premium benefits.

Digital Records

App balance, SMS and company software records will be treated as final and valid.

Jurisdiction

All legal disputes will be under Patna Jurisdiction only.

नियम एवं शर्तें

एलीगेंट "द मिडास टच"

शुद्धता का अटूट विश्वास, आपके साथ

यह योजना ग्राहकों को सुरक्षित बचत और प्रीमियम ज्वैलरी खरीद की सुविधा देती है।

ग्राहक रोजाना, साप्ताहिक और मासिक बचत योजना चुन सकते हैं।

180 दिन पूरे करने पर विशेष ऑफर और डिस्काउंट दिए जाएंगे।

जमा राशि के बदले केवल ज्वैलरी ही खरीद सकते हैं।

कोई नकद रिफंड या ब्याज नहीं दिया जाएगा।

ऐप और SMS रिकॉर्ड ही अंतिम रिकॉर्ड माना जाएगा।

सभी विवाद केवल पटना न्याय क्षेत्र के अंतर्गत होंगे।

रेफरल प्रोग्राम द्वारा ग्राहक अतिरिक्त कमाई कर सकते हैं।

Download The App14th June 2026

Start your jewellery savings, referral earnings and luxury shopping experience with Elegant.